منابع مشابه
“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”
abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...
15 صفحه اولSorptivity-based Service Life Predictions for Concrete Pavements
The degradation of concrete pavements is often controlled by the transport of a deleterious species (chloride or sulfate ions, or water in the case of freeze/thaw) into the concrete. With this in mind, a three-year research project, funded by the Federal Highway Administration, has culminated in the development of sorptivity-based service life models for concrete pavements and bridge decks. To ...
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Bridges of high cultural value and aesthetic quality deserve respectful treatment and construction interventions must balance these assets with the severe requirements of utilisation. This is particularly relevant to structural engineers and bridge owners involved in rehabilitation or modification interventions. This paper presents, by means of eight bridges in Switzerland, examples of how inte...
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Times of downturn in economy, tough competition, high costs, and large amounts of capital required for replacements have created growing need for cost cutting measures and for seeking better return on investment. This has also placed an increasing emphasis on maintenance practices to extend the service life of existing railroad bridges. This paper outlines the various factors which playa role i...
متن کاملthe test for adverse selection in life insurance market: the case of mellat insurance company
انتخاب نامساعد یکی از مشکلات اساسی در صنعت بیمه است. که ابتدا در سال 1960، توسط روتشیلد واستیگلیتز مورد بحث ومطالعه قرار گرفت ازآن موقع تاکنون بسیاری از پژوهشگران مدل های مختلفی را برای تجزیه و تحلیل تقاضا برای صنعت بیمه عمر که تماما ناشی از عدم قطعیت در این صنعت میباشد انجام داده اند .وهدف از آن پیدا کردن شرایطی است که تحت آن شرایط انتخاب یا کنار گذاشتن یک بیمه گزار به نفع و یا زیان شرکت بیمه ...
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ژورنال
عنوان ژورنال: Slovak Journal of Civil Engineering
سال: 2018
ISSN: 1338-3973,1210-3896
DOI: 10.2478/sjce-2018-0004